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The Future of
Islamic Finance

CARATS: The ideal tangible and digital asset for ethical investing, commodity murabaha, and a halal currency for payments or lending.

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As Seen In

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Why CARATS?لماذا كارَات؟

Carats are a breakthrough in asset-backed investments, tokenized for accessibility and designed for ethical use.

Each Carat represents a piece of certified and redeemable diamond commodities, offering unmatched stability and usability.

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Sharia Compliance:

Fully aligned with Islamic finance principles.

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No Middlemen or Fees

Peer-to-peer transactions with no hidden charges.

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Lending Ready

Use CARATS as secure collateral for financing and loans.

Benefits of CARATS for GCC Investorsفوائد كارات للمستثمرين الخليجيين

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Preserve Wealth and Empower Islamic Finance

  • Diamonds are a $1.2 trillion natural resource, historically appreciating in value.
  • Islamic finance is increasing demand for diamonds.
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Use a Sharia Compliant Currency

  • Send and receive CARATS globally with zero intermediaries or banking fees.
  • Redeemable for physical diamonds, tax-free.
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Earn Halal Income from Lending

Perfectly designed for Islamic finance tools without Riba or Gharar. Carats are issued from a tangible asset, created by Murabaha

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No Regulatory Hurdles

Want to use Carats for your platform? Since they're tangible and sponsorless, Carats are exempt from many regulatory restrictions (AML is required).

How Can You Use CARATS?كيف يمكنك استخدام كارات؟

Given its distinct properties, Diamond Standard Carats offer businesses a competitive edge, beyond the constraints of traditional currencies.

Payments

Payments

Remittances

Remittances

Social Apps

Social Apps

Gaming

Gaming

Still have questions?

Access our documentation page or talk directly with our team

Secure and Ethical Asset for
Islamic Lending

Carats offer a revolutionary digital commodity currency for all transactions in the GCC, including lending.

As a Sharia compliant, tangible and deliverable asset, Carats are the ideal asset for Commodity Murabaha based lending.

A consortium of banks is adopting Carats and Diamond Standard commodities for the next generation of Islamic finance.

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No App Download, Transact With Any Phone

Our web app securely stores Carats on your phone, and enables you to send them anywhere in the world using SMS, WhatsApp*, or Telegram*.

*Coming soon

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What Our Investors Say

lou

Lou G.

Client since 2021

“Diamond Standard's potential return is the highest out there and the best held secret around.”

jerry

Jerry S.

Client since 2024

“Real like gold, virtual like Bitcoin, but rolled into one.”

edna

Edna J.

Client since 2022

“With Diamond Standard, I feel like I'm holding a piece of the future.”

edna

Edna J.

Client since 2022

“With Diamond Standard, I feel like I'm holding a piece of the future.”

lou

Lou G.

Client since 2021

“Diamond Standard's potential return is the highest out there and the best held secret around.”

jerry

Jerry S.

Client since 2024

“Real like gold, virtual like Bitcoin, but rolled into one.”

edna

Edna J.

Client since 2022

“With Diamond Standard, I feel like I'm holding a piece of the future.”

lou

Lou G.

Client since 2021

“Diamond Standard's potential return is the highest out there and the best held secret around.”

Invest in Carats

  • Support and earn halal income from Islamic Finance
  • Invest in diamonds at the 20-year low
  • Use a Shariah-compliant currency for global transactions and lending
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